About
Enat bank at a glance
The story of Enat Bank is one of triumph over adversity. Enat Bank was initiated by a diverse group of 11 powerful Ethiopian women, and this tight team of founders has shepherded Enat from an idea to a reality. Enat is a unique success story that should make all Ethiopians proud. The founders of Enat had a vision to create a new bank that was open to everyone, with a special focus on women. Such a focus was necessary to help women access credit, among other products. While the team found many supporters, raising the funds constituted a major hurdle. But the more difficulties the team faced, the more unified and determined they became to make Enat a reality. Each founder contributed their own time and resources. The establishment of Enat marks a unique point in Ethiopian banking history. Women own 64 percent of the bank, and compose many major leadership positions from the senior bank management to the Board of Directors. The founders succeeded in their vision through commitment and hard work, and are prepared to continue to nurture the bank as it establishes itself. This tight-knit group of co-founders remain Enat’s primary Ambassadors, helping bring Enat’s vision to the world. The vision of the founding promotes also includes ensuring Enat Bank hires and mentors bright young women to continually research the best ways to ensure the bank’s products reach women on a progressive but incremental basis.
Like every commercial bank operating in the country, Enat bank is licensed and supervised by the National Bank of Ethiopia (NBE), which sets prudential rules around capital adequacy, reserves, interest-rate guidance, foreign-exchange allocation, and consumer protection.
Products and services
What Enat bank typically offers
Specific terms, rates, and eligibility change frequently; the authoritative source is the bank's official website. These categories are common across Ethiopian commercial banks:
Personal banking
Savings, fixed deposit, current accounts, ATM and debit cards, mobile and internet banking.
Business and SME
Working capital loans, trade finance, business accounts, cash management.
Corporate and treasury
Project finance, syndicated lending, foreign exchange, treasury services.
Diaspora banking
Foreign currency accounts, remittance services, diaspora mortgage and auto loans.
Digital channels
Mobile banking app, USSD services, internet banking, agent banking network.
Interest-free banking
Where offered: Mudaraba and Wadi’ah accounts, Murabaha financing for Shari’ah-compliant customers.
Careers
Working at Enat bank
Enat bank recruits across a standard set of cadres common to Ethiopian commercial banks. Most vacancies require a Bachelor's degree in a relevant field (banking, accounting, finance, economics, management, IT, or law). New graduates typically enter through trainee or junior officer roles based in a branch; mid-career hires apply for officer, specialist, or branch-management positions. The requirements in the table below reflect typical vacancy notices published by CBE, Awash Bank, and Dashen Bank between 2023 and 2025.
| Role | Typical requirement | Entry path |
|---|---|---|
| Banking Trainee | BA, fresh graduate, GPA ≥ 2.5 | Direct application |
| Customer Service Officer | BA + 0 to 1 yr experience | Branch posting |
| Junior / Associate Officer | BA + 1 to 2 yrs | Internal or external |
| Senior Officer | BA + 4+ yrs | Promotion / lateral |
| Branch Manager | BA + 6 to 8 yrs, leadership | Promotion |
| Credit / Risk Officer | BA finance + experience | Specialist hire |
| IT Officer | BSc CS or IT + experience | Specialist hire |
| Internal Auditor | BA accounting + CA or ACCA | Specialist hire |
Source: vacancy notices published by Commercial Bank of Ethiopia, Awash Bank, and Dashen Bank, 2023 to 2025.
Salaries combine a basic monthly amount with allowances (transport, housing, position) and an annual bonus tied to bank performance. Specific figures vary by cadre, tenure, and grade. Confirm offers in writing.
How to apply
Five steps from finding the notification to applying
- Step 1Find the active notification on this page's Open positions section, or on the bank's official website.
- Step 2Read the eligibility criteria carefully. Qualification, GPA, age, and experience requirements are enforced strictly.
- Step 3Prepare your CV, scanned credentials (degree, transcript, work experience letters), and a passport photo. Some notifications ask for a brief cover letter.
- Step 4Submit before the deadline through the channel the bank specifies (online portal, walk-in, or designated email).
- Step 5Shortlisted candidates are typically contacted within 2 to 6 weeks for a written exam and / or interview. Keep your phone reachable.
Regulatory context
Supervised by the National Bank of Ethiopia
All banks operating in Ethiopia, including Enat bank, are licensed and supervised by the National Bank of Ethiopia (NBE), the country's central bank. The NBE sets prudential rules around capital adequacy, reserve requirements, interest-rate guidance, foreign-exchange allocation, and consumer protection. Institution-specific terms (deposit rates, loan rates, account opening requirements) must comply with NBE directives but otherwise vary across institutions.
Open positions
42 vacancies at Enat bank
Sorted by newest first. Click for full eligibility and how to apply.
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Enat bank vs other Ethiopian commercial banks
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Frequently asked
Questions about working at Enat bank
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