About
Rammis Bank S.C. at a glance
Rammis Bank S.C., a fully-fledged interest-free bank in Ethiopia, was established on October 04, 2022, with a vision to become the hub of interest-free banking in East Africa. Rammis Bank S.C., named after the Rammis River in eastern Ethiopia, is well-positioned to drive sustainable economic growth in the country. The bank’s subscribed capital of Birr 2.4 billion and paid-up capital of Birr 747 million, funded by over 8,200 shareholders, provides a strong foundation for the bank to cater to the financial needs of marginalized segments of society who may have been excluded due to religious beliefs or other factors. With a strong shareholder base, a dedicated board and management team, and a skilled workforce, the bank is well-equipped to meet the needs of its customers. Rammis Bank focuses on Sharia’h compliance, cutting-edge technology, and exceptional customer service, and is currently expanding its branch network in the capital city and other regions through the implementation of innovative digital solutions. These efforts will allow the bank to offer an increasing range of sharia’a-compliant and inclusive financial products and services, further solidifying its position as a leading financial institution in the country.
Like every commercial bank operating in the country, Rammis Bank S.C. is licensed and supervised by the National Bank of Ethiopia (NBE), which sets prudential rules around capital adequacy, reserves, interest-rate guidance, foreign-exchange allocation, and consumer protection.
Products and services
What Rammis Bank S.C. typically offers
Specific terms, rates, and eligibility change frequently; the authoritative source is the bank's official website. These categories are common across Ethiopian commercial banks:
Personal banking
Savings, fixed deposit, current accounts, ATM and debit cards, mobile and internet banking.
Business and SME
Working capital loans, trade finance, business accounts, cash management.
Corporate and treasury
Project finance, syndicated lending, foreign exchange, treasury services.
Diaspora banking
Foreign currency accounts, remittance services, diaspora mortgage and auto loans.
Digital channels
Mobile banking app, USSD services, internet banking, agent banking network.
Interest-free banking
Where offered: Mudaraba and Wadi’ah accounts, Murabaha financing for Shari’ah-compliant customers.
Careers
Working at Rammis Bank S.C.
Rammis Bank S.C. recruits across a standard set of cadres common to Ethiopian commercial banks. Most vacancies require a Bachelor's degree in a relevant field (banking, accounting, finance, economics, management, IT, or law). New graduates typically enter through trainee or junior officer roles based in a branch; mid-career hires apply for officer, specialist, or branch-management positions. The requirements in the table below reflect typical vacancy notices published by CBE, Awash Bank, and Dashen Bank between 2023 and 2025.
| Role | Typical requirement | Entry path |
|---|---|---|
| Banking Trainee | BA, fresh graduate, GPA ≥ 2.5 | Direct application |
| Customer Service Officer | BA + 0 to 1 yr experience | Branch posting |
| Junior / Associate Officer | BA + 1 to 2 yrs | Internal or external |
| Senior Officer | BA + 4+ yrs | Promotion / lateral |
| Branch Manager | BA + 6 to 8 yrs, leadership | Promotion |
| Credit / Risk Officer | BA finance + experience | Specialist hire |
| IT Officer | BSc CS or IT + experience | Specialist hire |
| Internal Auditor | BA accounting + CA or ACCA | Specialist hire |
Source: vacancy notices published by Commercial Bank of Ethiopia, Awash Bank, and Dashen Bank, 2023 to 2025.
Salaries combine a basic monthly amount with allowances (transport, housing, position) and an annual bonus tied to bank performance. Specific figures vary by cadre, tenure, and grade. Confirm offers in writing.
How to apply
Five steps from finding the notification to applying
- Step 1Find the active notification on this page's Open positions section, or on the bank's official website.
- Step 2Read the eligibility criteria carefully. Qualification, GPA, age, and experience requirements are enforced strictly.
- Step 3Prepare your CV, scanned credentials (degree, transcript, work experience letters), and a passport photo. Some notifications ask for a brief cover letter.
- Step 4Submit before the deadline through the channel the bank specifies (online portal, walk-in, or designated email).
- Step 5Shortlisted candidates are typically contacted within 2 to 6 weeks for a written exam and / or interview. Keep your phone reachable.
Regulatory context
Supervised by the National Bank of Ethiopia
All banks operating in Ethiopia, including Rammis Bank S.C., are licensed and supervised by the National Bank of Ethiopia (NBE), the country's central bank. The NBE sets prudential rules around capital adequacy, reserve requirements, interest-rate guidance, foreign-exchange allocation, and consumer protection. Institution-specific terms (deposit rates, loan rates, account opening requirements) must comply with NBE directives but otherwise vary across institutions.
Open positions
No active vacancies at Rammis Bank S.C.
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Rammis Bank S.C. vs other Ethiopian commercial banks
Side-by-side on the metrics jobseekers actually weigh: open vacancies, age of the institution, where it operates from.
Frequently asked
Questions about working at Rammis Bank S.C.
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