About
Zemen Bank S.C at a glance
About the company Zemen Bank S. C. was established in 2008. The Bank has over 7,000 shareholders with a total paid-up-capital of close ETB 5 Billion. The bank has experienced, tactical, proactive management team that Steers its growth, strategic moves and day-to-day operations. The management is committed to ensuring customer satisfaction and creating long-lasting partnerships through the implementation of state-of-the-art technology, investment in people, and by offering insightful and value-adding advisory services. Zemen Bank as one of leading technology savvy Bank operates Omni- Channel service integrating ATM, internet and mobile banking services. Currently, Zemen Bank operates with 100+ full-fledged branches through which it delivers exceptional banking services. Zemen Bank has registered an impressive result in profit and earning per share since 2018 which put Zemen Bank in the leading pack of Ethiopian financial industry. It has inaugurated in May 2023 its multifaceted, state of the art headquarters at the heart of city, Addis Ababa. The bank features first prepaid and contactless travel card named Zemen Platinum Travel Prepaid MasterCard in partnership with Master Card, which will enable Ethiopian Travelers to travel with avoiding USD or EUR cash holding inconvenience in partnership with MasterCard by introducing contactless features. It is also the first bank in Ethiopia to achieve Payment Card Industry Data Security Standard (PCI-DSS) and PCI PIN certification. As part of Omni- Channel service which integrates ATM, internet and mobile banking services; Zemen’s mobile banking gives a 24/7 access to customers’ finances from their mobile to help them make immediate decisions and be instantly connected to their Account through upgraded Android & IOS Apps and SMS Banking Services. The new headquarters building in the heart of the African capital, Addis Ababa has a highly secured well-designed tier three data center facility in an ideal space, which incorporates servers or racks that are active and independent sources of network, power and cooling system. All said about the unique products and system features exercised in the bank, magnifies the red carpet service which has been demonstrated for a decade with the well proofed customized and real time service offers across all destinations. Our Mission To deliver unique financial experience, engaging work environment and sustainable value for all our stakeholders using empowered workforce and technology, in a socially responsible manner. Our Vision Is to "Become a home of distinctive financial solutions and service excellence". Our Values - Relationship Driven - Socially Oriented - Ethical and Accountable - Committed to Diversity - Committed to Responsible Finance - Professionalism Why work for us Join the financial industry transformation! Zemen Bank is one of the fastest-growing financial institutions in Ethiopia. We offer customer-oriented financial services. We are a fast-moving, fast-growing financial institution seeking high calibre individuals to join our team. We value intelligence, integrity, diligence and teamwork. If you share these values, we would like to have a career conversation with you. Team Benefits - Personal & Professional Development - Insurance Coverage - Medical Expenses coverage - staff Loans - Different types of allowances - Gymnasium - Competitive salary
Like every commercial bank operating in the country, Zemen Bank S.C is licensed and supervised by the National Bank of Ethiopia (NBE), which sets prudential rules around capital adequacy, reserves, interest-rate guidance, foreign-exchange allocation, and consumer protection.
Products and services
What Zemen Bank S.C typically offers
Specific terms, rates, and eligibility change frequently; the authoritative source is the bank's official website. These categories are common across Ethiopian commercial banks:
Personal banking
Savings, fixed deposit, current accounts, ATM and debit cards, mobile and internet banking.
Business and SME
Working capital loans, trade finance, business accounts, cash management.
Corporate and treasury
Project finance, syndicated lending, foreign exchange, treasury services.
Diaspora banking
Foreign currency accounts, remittance services, diaspora mortgage and auto loans.
Digital channels
Mobile banking app, USSD services, internet banking, agent banking network.
Interest-free banking
Where offered: Mudaraba and Wadi’ah accounts, Murabaha financing for Shari’ah-compliant customers.
Careers
Working at Zemen Bank S.C
Zemen Bank S.C recruits across a standard set of cadres common to Ethiopian commercial banks. Most vacancies require a Bachelor's degree in a relevant field (banking, accounting, finance, economics, management, IT, or law). New graduates typically enter through trainee or junior officer roles based in a branch; mid-career hires apply for officer, specialist, or branch-management positions. The requirements in the table below reflect typical vacancy notices published by CBE, Awash Bank, and Dashen Bank between 2023 and 2025.
| Role | Typical requirement | Entry path |
|---|---|---|
| Banking Trainee | BA, fresh graduate, GPA ≥ 2.5 | Direct application |
| Customer Service Officer | BA + 0 to 1 yr experience | Branch posting |
| Junior / Associate Officer | BA + 1 to 2 yrs | Internal or external |
| Senior Officer | BA + 4+ yrs | Promotion / lateral |
| Branch Manager | BA + 6 to 8 yrs, leadership | Promotion |
| Credit / Risk Officer | BA finance + experience | Specialist hire |
| IT Officer | BSc CS or IT + experience | Specialist hire |
| Internal Auditor | BA accounting + CA or ACCA | Specialist hire |
Source: vacancy notices published by Commercial Bank of Ethiopia, Awash Bank, and Dashen Bank, 2023 to 2025.
Salaries combine a basic monthly amount with allowances (transport, housing, position) and an annual bonus tied to bank performance. Specific figures vary by cadre, tenure, and grade. Confirm offers in writing.
How to apply
Five steps from finding the notification to applying
- Step 1Find the active notification on this page's Open positions section, or on the bank's official website.
- Step 2Read the eligibility criteria carefully. Qualification, GPA, age, and experience requirements are enforced strictly.
- Step 3Prepare your CV, scanned credentials (degree, transcript, work experience letters), and a passport photo. Some notifications ask for a brief cover letter.
- Step 4Submit before the deadline through the channel the bank specifies (online portal, walk-in, or designated email).
- Step 5Shortlisted candidates are typically contacted within 2 to 6 weeks for a written exam and / or interview. Keep your phone reachable.
Regulatory context
Supervised by the National Bank of Ethiopia
All banks operating in Ethiopia, including Zemen Bank S.C, are licensed and supervised by the National Bank of Ethiopia (NBE), the country's central bank. The NBE sets prudential rules around capital adequacy, reserve requirements, interest-rate guidance, foreign-exchange allocation, and consumer protection. Institution-specific terms (deposit rates, loan rates, account opening requirements) must comply with NBE directives but otherwise vary across institutions.
Open positions
5 vacancies at Zemen Bank S.C
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Zemen Bank S.C vs other Ethiopian commercial banks
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Frequently asked





